Uber has insurance coverage for passengers who are hurt in Uber accidents. The insurance policy includes underinsured and uninsured motorist coverage. However, this policy only applies to a passenger who was riding in the Uber car at the time of the crash. Passengers in the other vehicle who were injured in the accident may not be able to collect the same compensation through an injury claim. Also, since Uber considers its drivers to be independent contractors, an injured victim may recover damages from the Uber driver’s insurance policy. Also, if the victim was a passenger in the Uber car and an accident was caused by another driver, it is the other driver’s insurance that will cover the damages.
Recovering damages in an Uber accident can be complicated. It is important to seek the help of a lawyer who handles Uber accident cases so that you can be sure you get the money you deserve.