Traditional taxis are highly regulated by the government. There are no such regulations that apply to Uber. With no local or state regulations in place, an Uber accident can have unfortunate consequences. With traditional taxi drivers, there are well-established laws about liability in the case of an accident. There are also specific car insurance requirements. This is not the case with Uber. Uber drivers use their personal cars, not company cars. Therefore, determining liability in case of an accident can be difficult.